{"id":4880,"date":"2026-08-03T15:45:56","date_gmt":"2026-08-03T15:45:56","guid":{"rendered":"https:\/\/futureknowledge.in\/?p=4880"},"modified":"2026-08-03T15:45:56","modified_gmt":"2026-08-03T15:45:56","slug":"post-office-special-scheme-deposit-%e2%82%b9300-daily-to-earn-%e2%82%b91500000-heres-the-calculation","status":"publish","type":"post","link":"https:\/\/futureknowledge.in\/?p=4880","title":{"rendered":"Post Office Special Scheme: Deposit \u20b9300 daily to earn \u20b915,00,000; here\u2019s the calculation"},"content":{"rendered":"

Post Office Best RD Scheme: Due to the security guarantee given by the government on investment, the small savings scheme of Post Office is popular as ‘Zero Risk Scheme’, and the interest on it is also good.<\/strong><\/p>\n

The Post Office operates numerous government schemes. The most significant feature of these small savings schemes is that even small savings can generate substantial funds. The Post Office Recurring Deposit Scheme is one such remarkable scheme, where you can accumulate a corpus of \u20b91.5 million by investing just \u20b9300 daily.<\/p>\n

Government Guaranteed, Safe Investment<\/strong><\/p>\n

The Post Office RD scheme is quite popular and does not require a lump sum deposit. Similar to a mutual fund SIP, you can make small investments in government schemes, which, if maintained regularly over a long period of time, can yield substantial returns. These are zero-risk savings schemes, as the government itself guarantees the safety of your investments.<\/p>\n

An account can be opened with just \u20b9100.<\/strong><\/p>\n

Small investments in the Post Office Recurring Deposit Scheme can be converted into substantial funds through the robust returns offered by the government. This scheme offers a robust interest rate of 6.7%. You can open a Post Office RD account at any post office with an initial investment of just \u20b9100. There is no maximum investment limit, meaning you can invest as much as you want.<\/p>\n

Joint account facility, maturity is this much<\/strong><\/p>\n

You can open a single or joint account in Post Office RD. The maturity period of this government scheme is five years, which can be extended for another five years. By doing so, you can earn even more under the scheme.<\/p>\n

The Math of Raising \u20b915 Lakh<\/strong><\/p>\n

To look at the math of raising a substantial sum of \u20b915 lakh in a Recurring Deposit Scheme, you need to save just \u20b9300 every day to invest in this scheme. By doing this, you will save \u20b99,000 every month. By making regular deposits until maturity, your total deposit will be \u20b95.4 lakh, with your corpus totaling \u20b96,42,291. Of this, \u20b91,02,291 will be interest only.<\/p>\n

Now, you don’t have to withdraw this deposit; instead, you can extend your investment for the next five years. If you do this, you will accumulate \u20b910.80 lakh in 10 years, and the interest alone will earn you over \u20b94.57 lakh. This will increase your total corpus to \u20b915,37,692.<\/p>\n

Know these rules before investing<\/strong><\/p>\n

If you’re planning to open an account in the Post Office RD scheme, it’s crucial to understand one rule. If you fail to pay your installment on time during your investment period, you’ll incur a penalty of 1% per month. If you miss four consecutive installments, the recurring deposit account will be automatically closed.<\/p>\n

Read More:\u00a0Crocodile Video: Farmer raises crocodile in his lap like a child \u2013 video goes viral<\/a><\/strong><\/p>\n

The post Post Office Special Scheme: Deposit \u20b9300 daily to earn \u20b915,00,000; here\u2019s the calculation<\/a> first appeared on informalnewz<\/a>.<\/p>\n

Source: Read the original article on www.informalnewz.com<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Post Office Best RD Scheme: Due to the security guarantee given by the government on investment, the small savings scheme of Post Office is popular as ‘Zero Risk Scheme’, and the interest on it is also good. The Post Office operates numerous government schemes. The most significant feature of these small savings schemes is that […]<\/p>\n","protected":false},"author":1,"featured_media":4881,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-4880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-indian-news"],"_links":{"self":[{"href":"https:\/\/futureknowledge.in\/index.php?rest_route=\/wp\/v2\/posts\/4880","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/futureknowledge.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/futureknowledge.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/futureknowledge.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/futureknowledge.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4880"}],"version-history":[{"count":0,"href":"https:\/\/futureknowledge.in\/index.php?rest_route=\/wp\/v2\/posts\/4880\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/futureknowledge.in\/index.php?rest_route=\/wp\/v2\/media\/4881"}],"wp:attachment":[{"href":"https:\/\/futureknowledge.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4880"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/futureknowledge.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4880"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/futureknowledge.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4880"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}