You may have heard of Scarsdale, the celebrated village in New York's leafy Westchester County. You may not be familiar with West University Place, a relatively unsung suburb of Houston.
They are the two most affluent suburbs in America, according to a recent analysis.
A ranking of the nation's wealthiest suburbs, as measured by household income, finds much of America's wealth concentrated in a few metropolitan areas, including New York City, Houston, Dallas and San Francisco. Eight of the 10 most affluent suburbs are in three states: California, New York and Texas.
The nation’s wealthiest suburb is Scarsdale, with an average household income of $612,591 in 2024, according to an analysis released June 1 by the personal finance site MoneyLion. West University Place ranks second, with an average income of $439,594.
The Westchester suburb of Rye dropped to third in the annual ranking, with an income of $428,806. In a 2025 ranking, Rye placed second.
MoneyLion ranked the nation's 50 most affluent suburbs by household income, as measured in the 2024 American Community Survey. The ranking covers cities of at least 5,000 households that qualify as suburbs of larger cities.
No two suburbs are alike, but the cities in this ranking share some features in common. Many are on the water, or near it. Several are college towns. Affluent suburbs tend to sit a good distance from the urban center but close enough for a sane commute.
"You're looking at better schools. You're looking at a limited housing supply," said Rudri Patel, a certified financial expert at MoneyLion, speaking to USA TODAY in June.
Home prices tend to run high in suburbs filled with high earners. In Los Altos, California, the nation's fourth-wealthiest suburb, the average home costs $4.8 million.
Patel notes another potential downside to wealthy suburbs: They can be magnets for white-collar crime.
"Where you see affluence, you also see risk of identity theft and wire fraud and the potential for scams," she said.
If you don’t see your favorite wealthy suburb on the list, that may be the result of statistical choices that shaped the results. This MoneyLion ranking considers mean household incomes, which can be skewed by the ultra-rich. Other rankings have looked at median incomes, which are often lower.
By median income, the wealthiest U.S. city is Sammamish, Washington, a Seattle suburb, according to a 2025 U.S. News analysis. The median household income in Sammamish is $238,750.
Some wealthy suburbs were too small for the MoneyLion ranking. The Chicago suburb of Kenilworth and the Washington, D.C., suburb of Chevy Chase, for example, have fewer than 5,000 households each.
Here are mini-profiles of the 10 wealthiest suburbs in America.
