Bank holiday today: All private and public-sector banks across the country will remain shut today, August 22, as the date falls on the fourth Saturday of the month, which is an off for all lenders.
According to the Reserve Bank of India's (RBI) guidelines, all scheduled and non-scheduled banks are mandatorily shut on the second and fourth Saturdays of every month, as well as all Sundays. As a result, customers cannot access in-branch banking services on these days.
Bank operations also remain unavailable on national, religious, and regional holidays, though the list of such holidays varies across states. Additionally, bank branches remain shut pan-India on gazetted public holidays.
Apart from the regular Sunday off, the next RBI-specified bank holiday falls on August 25, when banks in Kochi and Thiruvananthapuram will remain closed for First Onam and Milad-i-Sherif (Birthday of Prophet Muhammed), respectively. There are no other nationwide bank holidays left this month, apart from Sundays.
In the month of August, private and public-sector banks were scheduled to be closed for 14 days, including weekend offs. Some of the upcoming bank closures for this month will be observed to celebrate the occasion of Milad-un-Nabi, Raksha Bandhan, Pang-Lhabso, among others.
Meanwhile, essential banking services remain operational nationwide despite the physical branch closures.
Customers are advised to check RBI's holiday schedule or confirm with their local bank branch before planning a visit as it can help ensure that important banking tasks, such as cheque clearances or cash transactions are completed on time, especially around long weekends or festive periods.
Although in-branch services remain unavailable during national and regional bank holidays, customers can continue using online or mobile banking services, unless they are specifically notified by the service provider of technical issues or any other reasons.
If you are facing cash emergencies, you can easily withdraw money from ATMs as they remain open round the clock. Individuals can also use their respective bank’s app or UPI to make payments at different outlets and to other people.
While bank holidays can temporarily affect the operations of bank branches, digital banking ensures that your transactions remain smooth.
Additionally, fund transfer requests can also be made using NEFT/RTGS transfer forms, demand draft request forms and chequebook forms. Credit cards, debit cards, and ATM cards can be obtained through card services.
Services such as account maintenance forms, setting up standing instructions, and applying for a locker are also available during holidays.
Eshita Gain is a digital journalist at Mint, where she joined in May 2025. She writes on corporate developments, personal finance, markets, and business trends, with a focus on delivering timely and relevant stories to a broad audience.
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While her core beat lies in business and finance, she is not confined to a single niche and frequently explores stories across domains, including international relations and policy developments.
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She holds a postgraduate diploma in business and financial journalism by Bloomberg from the Asian College of Journalism (ACJ), Chennai. During her time there, she received rigorous training in tracking financial data, interpreting corporate filings, and reporting on business developments. She has pursued her graduation from St. Joseph’s University, Bengaluru in a multi-disciplinary course. Her majors included Journalism, International Relations, peace and conflict studies.
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Eshita has previously worked in digital marketing, which enables her to write SEO friendly copies that are clear and engaging.
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Her primary interest lies in breaking down complex subjects and writing clear, accessible copies that inform readers. She aims to bridge the gap between technical financial language and everyday understanding.
Outside the newsroom, Eshita enjoys reading non-fiction, and exploring new places, constantly seeking fresh perspectives and stories beyond headlines.
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